Financial institutions, in turn, try not to spoil its clients with mood like little things and hold back fees.
As a rule, in the office of the institution to a potential borrower will provide the phone number of the financial institution partner, which he will be able to get a wide range of information about conditions of granting of the loan, interest rate and other important aspects. Actually the problem is only in that the borrower did not pay attention on such an important point or didn't understand it. However, in any case, the loan inherited, become a headache not the heir, and his guardians. It is possible that all debts on the loan that go along with the inheritance, can not be charged for the prescription period. The Bank is also a possible violation. For example, a borrower wants to take a Bank of 100 thousand rubles. However, all the above factors are not so easy, so many mortgage borrowers also fall into the group of those who struck creditomania. Unfortunately, justice is not a legal concept that what is called "the matter will not sew." Another example is when a borrower cannot demand cancellation of the contract, although such a desire it occurs and relates to floating interest rates. As a result, the client might get the feeling that he cheated, but it will not be so.
However, among creditman are present and those citizens who have seen the Soviet power, with its queues, coupons and deficiencies of essential household goods.
The debts of the testator, regardless of whether the loan is from a Bank or other debt obligation, called passive part of the inheritance. The only problem may occur if you want to refinance a mortgage. It should be noted the fact that the number of Bank and non-Bank financial institutions ready to provide its clients with cash now number in the thousands and all such organizations, according to advertising slogans and avenues, only exclusive, profitable and reliable credit conditions. Also during these six months, you can not just abandon the inheritance, but also to transfer the right of inheritance to a third party. However, should not be confused incomplete payment of borrowed funds with a single payment, which is still practiced by some banks. And it's perfectly legal, but completely unfair. The result is that it takes the Bank has 90 thousand rubles, but still have 100 thousand. This is a fairly new service, so it is provided not in all banks, so will have to try. The Bank, in which you arrange a loan initially, you will not be able to prevent it, so as to extinguish the credit ahead of schedule is not prohibited.
Refinancing, or refinancing, is a procedure in which the borrower takes a new loan and expense extinguishes the old.
From Wikipedia, the free encyclopedia